- Repayments are made through your property taxes, with the interest being tax deductible

- No credit score requirements

- If the home is sold before the loan is paid off, the loan can legally be passed to the new owner

- HERO financing is available for homeowners in many cities and counties across California

- No application fees

- Apply online at www.heroprogram.com or call HERO at 1-855-HERO-411

Orange County

HERO Communities

Aliso Viejo



Buena Park

Costa Mesa


Fountain Valley

Garden Grove

Huntington Beach

La Habra

La Palma

Laguna Beach

Laguna Hills

Lake Forest

Newport Beach


Rancho Santa Margarita

San Clemente

Santa Ana




Yorba Linda

*For a full list of participating HERO communities in all CA counties

 click here


1. Apply - Find out how much your home is approved for.

2. Select - Choose the eligible products and select the contractor for your job. 

3. Sign - Sign your financing documents. 

​4. Complete - Finish the installation. 

​​HERO Home Improvement Financing Option



HERO  partners with local governments to make energy efficient  products more affordable for homeowners

- All mortgage-related debt must not exceed 90% of the market value of the property

- Mortgage payments must be current, no more than (1) 30-day late payment in the last 3 years

- Property taxes must be up to date, no more than 1 late payment in the last 3 years

- No outstanding liens, such as tax or mechanics liens

- Property owners must not have had an active bankruptcy within the last 7 years 

HERO Financing is a simple 4 step process: 

Call for a FREE Estimate!

(949) 709-4849